If you’ve been feeling like owning a home in Costa Mesa is out of reach, I want to give you some hope.
Many buyers assume they need a huge down payment or that the only homes available are over $1.3M. But there are still opportunities to get into a 3-bedroom home that lives like a small house — for under $900K.
Here are the three homes you can see and pick the one that's best for you, your budget, and your lifestyle:
Some townhomes in communities like Monticello offer:
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3 bedrooms with flexible layouts (some even have a main floor bedroom)
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Private patios and charming front porches
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A central courtyard where neighbors gather and kids play
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A pool and clubhouse residents love using for parties
It’s the kind of place where neighbors actually know each other — something that’s becoming rare.
Even better, buying may require less money down than you think:
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VA buyers may qualify for $0 down
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FHA loans allow as little as 3.5% down
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These homes are often considered single-family attached, which can mean better loan pricing than condos.
Instead of waiting years to afford a $1.4M house, this can be a way to get your foot in the door, stay in the area you love, and start building equity.
Come See It for Yourself
Next weekend I’ll be hosting open houses for a few of these homes, and I’d love the community to come out.
If you live nearby, bring a friend who you think would love living here. Show them why this neighborhood is so special — the courtyard gatherings, the friendly vibe, and the central location.
As a small thank you for helping share the community, both you and your guest will receive a $5 gift card to a local coffee shop when you stop by.
Sometimes the best neighbors come through friends — and I’d love to see more great people discover what makes this community so special.
